.payment-mode-card {
  max-width: 780px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
  margin: 1rem 0;
  padding: 1rem;
  border: 1px solid var(--stroke-strong);
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.025);
}

.payment-mode-copy {
  display: grid;
  gap: 0.3rem;
}

.payment-mode-state {
  color: var(--accent);
  font-size: 0.92rem;
  font-weight: 700;
}

.payment-mode-switch {
  appearance: none;
  flex: 0 0 auto;
  width: 3.5rem;
  height: 2rem;
  padding: 0.2rem;
  border: 1px solid var(--stroke-strong);
  border-radius: 999px;
  background: #343941;
  cursor: pointer;
  transition: background 0.18s ease, border-color 0.18s ease, box-shadow 0.18s ease;
}

.payment-mode-switch:hover:not(:disabled) {
  border-color: rgba(241, 38, 50, 0.7);
}

.payment-mode-switch:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 3px;
}

.payment-mode-switch:disabled {
  cursor: wait;
  opacity: 0.6;
}

.payment-mode-switch.is-on {
  border-color: var(--accent);
  background: var(--accent);
  box-shadow: 0 0 0 3px rgba(241, 38, 50, 0.13);
}

.payment-mode-switch__thumb {
  display: block;
  width: 1.5rem;
  height: 1.5rem;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 2px 7px rgba(0, 0, 0, 0.35);
  transform: translateX(0);
  transition: transform 0.18s ease;
}

.payment-mode-switch.is-on .payment-mode-switch__thumb {
  transform: translateX(1.5rem);
}

.payment-mode-warning {
  max-width: 780px;
  margin: -0.25rem 0 1rem;
  padding: 0.7rem 0.85rem;
  border: 1px solid rgba(255, 192, 92, 0.3);
  border-radius: var(--radius-sm);
  background: rgba(255, 192, 92, 0.08);
  color: #ffd28a;
  font-size: 0.84rem;
}